HomeProductsProtests and Prejudicial Deeds Reports on Person - Italy

Protests and Prejudicial Deeds Reports on Person - Italy

€3.70 + VAT

The Protests and Prejudicial Deeds Reports on Person allows you to check whether there are any protests and/or conservatory liens against an individual.

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The protest and prejudicial report allows you to check for the presence of protests (i.e., non-payment of credit instruments) and prejudicial acts (e.g., mortgages) recorded against a private individual.

A protest is the act by which an authorized Public Official, also known as the protest officer (notary, judicial officer, municipal secretary), certifies:

  • the non-acceptance of a bill of exchange 
  • the non-payment of a bill of exchange, 
  • the non-payment of a money order
  • the non-payment of a bank or postal check.

On the other hand, prejudicial acts are public information and must be registered without the will of the subject to whom the registration is made at the land registry offices .

The types of prejudicial acts present in the document are: 

  • legal mortgages
  • judicial mortgages
  • payment orders
  • foreclosures on properties
  • conservatory seizures.

The Protests and Prejudicial Deeds Reports on Person is an important tool for those needing updated and reliable information regarding the financial and asset situation of an individual or company. This report allows for the verification of one or more protests against the subject. In the event of protests, the document also includes the following information:

  • Name, Surname, Residence, and Date of Birth
  • The registry number, the date, and the place of levying
  • The type (bill of exchange, promissory note, check, etc.), the amount, the date and place of levying, the date of registration, the due date, the reason for non-payment
  • List and details of adverse filings, such as type (e.g., judicial mortgage), in favor of, registered amount, Registry Office, Registration Date, guaranteed amount, type of act, general and specific number, list of properties

REQUEST FOR REPORT

Request report (Visura) Hash

GET/visure

To request visuras with Visengine, you must first identify the hash that uniquely identifies each document or case.

https://visengine2.altravia.com/visure/

This is possible through the GET/visure endpoint, which does not require any parameters and will return the complete list of documents and cases that can be requested via Visengine and their corresponding hash.

Verify Report Data and Costs

GET/visure/{hash_visura}

If you want to verify the information, necessary documents, and costs of the reports, you must make a request through the GET/visure/{hash_visura} endpoint and pass the hash of the previously obtained document.

REQUEST EXAMPLE

GET/visure/{hash_visura}

To verify fields and costs for completing the request, you must use the hash obtained in the previous request.

https://visengine2.altravia.com/visure/aa9dc6a1abb0154ace5365c3617be629

RESPONSE EXAMPLE

GET/visure/{hash_visura}

The response will indicate all the necessary information to complete the request, such as required fields.

{
  "data": {
    "hash_visura": "aa9dc6a1abb0154ace5365c3617be629",    
    "json_struttura": {
      "campi": {
        "$0": {
          "nome": "Nome",
          "tipo": "Denominazione",
          "null": 0,
          "ordine": "1"
        },
        "$1": {
          "nome": "Cognome",
          "tipo": "Denominazione",
          "null": 0,
          "ordine": "2"
        },
        "$1": {
          "nome": "Codice fiscale",
          "tipo": "codice_fiscale_persona_fisica",
          "null": 0,
          "ordine": "3"
        }
        
      },
      "validazione": "$0 && $1 && $2",
      "istruzioni": "",
      "istruzioni_ricerca": ""
    },
    "nome_categoria": "Camerali",
    "nome_visura": "Visura Protesti e Pregiudizievoli Persona Fisica",
    "opzioni": null,
    "prezzo_ricerca": 0,
    "prezzo_visura": 3.7,
    "sincrona": false,
    "fornitori": []
  },
  "success": true,
  "message": "",
  "error": null
}

To request the protest report for a person as indicated, the following data is required:

  • First Name and Last Name
  • Tax Code

The mandatory data required to successfully complete the request is indicated in the validation.

Request Report

POST /request

To make the report request, First Name, Last Name, and Tax Code are provided.

REQUEST EXAMPLE

{
    "hash_visura": "aa9dc6a1abb0154ace5365c3617be629",
    "json_visura": {
      "$0": xxxxxxx
      "$1": xxxxxxx
      "$2": xxxxxxx
      }
  }

RESPONSE EXAMPLE

POST /request

The response includes various information, including the status, callback (if set), and the request ID, which will be needed later to download the document.

{ "data": 
    {
    "_id": "5f2829ce065afc21cc60ad0e",
    "state": 1,
    "hash_visura": "aa9dc6a1abb0154ace5365c3617be629",
    "nome": "Visura Protesti e Pregiudizievoli Persona Fisica",
    "ricerca": false,
    "id_ricerca": null,
    "prezzo_visura": 3.7,
    "prezzo_ricerca": 0,
    "indice_ricerca": null,
    "stato_richiesta": "In erogazione",
    "email_target": null,
    "allegati": [],
    "timestamp_creation": 1596467662,
    "timestamp_last_update": 1596467663,
    "timestamp_stati": {
      "in_ricerca": 1596467663,
      "in_erogazione": 1596467663
    },
    "callback_data": false,
    "opzioni": null,
    "owner": "[email protected]",
    "sincrona": false,
    "ricerche": [
      {
        "id_ricerca": "5f2829ce065afc21cc60ad0e_0",
        "stato_ricerca": "Ricerca evasa",
        "json_ricerca": "{}",
        "json_mappato": {},
        "json_risultato": null
      }
    ],
    "esito": {
      "codice": "0",
      "info": "OK"
    }

Download Report

GET/document/{_id}

When the request status is "completed," you can download the data in JSON, PDF, and XML formats via the GET/document/{_id} method.

REQUEST EXAMPLE

GET/document/{_id}

This is an example of a request made using the previously obtained ID.

https://visengine2.altravia.com/visure/documento/5f2829ce065afc21cc60ad0e

RESPONSE EXAMPLE

GET/document/{_id}

The response will contain the name, size, and file.

{
  data{
    "name":"5f22f5b5065afc21cc60a27a.zip",
    "size":"10206",
    "file":"++6+47433njVP9ZcX1XNtWUsKrTya9FGhwiXgdp5j5OPh0FpaKWVpjP8CUEjFjYzYwYTI3YS5wZGZVVAUAAwhDKF91eAsAAQQhAAAABCEAAABQSwUGAAAAAAEAAQBiAAAAZicAAAAA"
    },
    "success": true,
    "message": "",
    "error": null
  }

All formats (JSON, PDF, XML) will be available within a zip file.

The Protests and Prejudicial Deeds Reports on Person allows you to verify information on a new client, business partner, or tenant and assess their economic stability and solvency.  The Report is also available for legal entities.

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Frequently Asked Questions

Personal Protests and Judgments Report (in italian "Visura Protesti e Pregiudizievoli Persona") allows you to integrate, via API and in real-time, the request for an informative document with updated and reliable details on the financial and asset situation of an individual or a company. Through this document, it is possible to verify the presence of protests and negative financial events related to the subject.

What is the Personal Protests and Judgments Report service?

The service is part of Docuengine, the API that allows you to request over 128 official documents, services, reports, and evaluation documents, with data from certified sources (e.g., Chamber of Commerce, INPS, and the Revenue Agency).
Here are the main categories of documents available via API:

  • Company records
  • Land registry records
  • Real estate services
  • Patronato services

With Docuengine, you can obtain:

  • Official information and documents on companies such as balance sheets, company files, shareholders' lists, and chamber certificates
  • Official information and documents on individuals such as negative events, roles, and shares
  • Official information and documents on real estate and owners such as land registry, mortgage registry, and plans

Additionally, it is possible to submit requests through CAF, for example, for pensions, Unemployment allowance (NASpI), Indicator of the Equivalent Economic Situation (ISEE), Tax Return Forms (730).

Which API is the service part of?

Yes, the Protests and Judgments Report is also available for legal entities, such as companies and other legal entities.

Is the service also available for legal entities?

The information can be downloaded in JSON, PDF, or XML format, and will be provided in a zip file.

In what formats are the information available?

Personal Protests and Judgments Report is ideal for companies, professionals in the financial and legal sectors, credit and financial institutions, and asset managers who want to quickly and automatically integrate the service of requesting information about protests and negative financial events of a person. It is particularly useful for verifying the financial and asset soundness of potential clients, business partners, or suppliers, examining the financial and asset situation of those applying for loans or financing, and checking for any asset issues of private individuals or companies with whom one interacts.

Who is the Personal Protests and Judgments Report service for?

Openapi manages the entire request process via API in full compliance with current privacy regulations, using data minimization and encryption practices. For more information, you can consult the Privacy documentation on our website.

How is the privacy issue handled?

The produced documents are deleted from Openapi's systems according to the timeframes visible in the Redemption Period (the time limit after which the document is deleted from our servers) in the privacy documentation. If necessary, the customer can contact the authorized professional who provided the service, who is required to keep a copy according to regulations.

After how long does Openapi delete the produced documents from its systems?

The service is provided in real-time.

What are the service processing times?

The cost per single request is €3.70.

What are the costs of the Personal Protests and Judgments Report service?