Protest, Prejudicial Deeds and Bankruptcy Procedures Individual - Italy

The Protest, Prejudicial Registry, and Insolvency Procedures Report (Negative Events) for Individuals allows access, with a single request, to a series of databases such as the Business Register and Land Registers, and to check for the presence of protests (i.e., non-payment of credit instruments), prejudicial acts (e.g., mortgages), and insolvency procedures recorded against a private individual.

The protest is the act by which an authorized Public Official, also known as a certifying officer (notary, bailiff, municipal secretary), ascertains:

Prejudicial acts, on the other hand, are public information and must be registered without the consent of the individual against whom the registration is made in the Land Registers.

The types of prejudicial acts included in the document are:

Insolvency procedures indicate the state of insolvency of a company, essentially its inability to meet certain debts. It is possible to verify whether a company is in bankruptcy, liquidation, foreclosure, or dissolution.

The Protest, Prejudicial, and Insolvency Report is a vital tool for those who need updated and reliable information about an individual’s key negative events and related companies. If negative events are detected, the report also includes the following information:

Insolvency procedures will be available for individuals only if they are legal representatives of a company.

The Protest, Prejudicial and Bankruptcy Procedures Report is an important tool for those needing up-to-date and reliable information on the main negative aspects of an individual and associated companies. This report allows for the verification of the presence of one or more protests, prejudicial entries in the Conservatoria, and bankruptcy procedures affecting the associated companies. In case of any negative findings, the report also includes the following information:

REQUEST REPORT

Request Hash Report

GET/reports

To request reports with Visengine, you first need to identify the hash that uniquely identifies each document or practice.

https://visengine2.altravia.com/reports/

This can be done through the endpoint GET/reports, which does not require parameters and will return the complete list of documents and practices available through Visengine and respective hashes.

Verify Data and Costs

GET/reports/{hash_report}

To verify the information, necessary documents, and costs of reports, you need to make a request via the endpoint GET/reports/{hash_report} and pass the hash of the document obtained previously.

REQUEST EXAMPLE

GET/reports/{hash_report}

To check fields and costs to complete the request, use the hash obtained in the previous request.

https://visengine2.altravia.com/reports/b39746d875eb7231c7f8a6e047d9924c

EXAMPLE RESPONSE

GET/visure/{hash_visura}

The response will include all the necessary information to complete the request, such as required fields.

{
  "data": {
    "hash_visura": "b39746d875eb7231c7f8a6e047d9924c",    
    "json_structure": {
      "fields": {
        "$0": {
          "name": "First Name",
          "type": "Label",
          "null": 0,
          "order": "1"
        },
        "$1": {
          "name": "Last Name",
          "type": "Label",
          "null": 0,
          "order": "2"
        },
        "$2": {
          "name": "Tax Code",
          "type": "tax_code_natural_person",
          "null": 0,
          "order": "3"
        }
       
      },
      "validation": "$0 && $1 && $2",
      "instructions": "",
      "search_instructions": ""
    },
    "category_name": "Chamber of Commerce",
    "visura_name": "Negative Events Person",
    "options": null,
    "search_price": 0,
    "visura_price": 3.9,
    "synchronous": false,
    "suppliers": []
  },
  "success": true,
  "message": "",
  "error": null
}

To request the report for a person as indicated, the following data is required:

The required data to complete the request successfully is indicated in the validation section.

Request Report

POST /request

To make the reportrequest, First Name, Last Name, and Tax Code are passed.

REQUEST EXAMPLE

{
    "hash_visura": "b39746d875eb7231c7f8a6e047d9924c",
    "json_visura": {
      "$0": xxxxxxx
      "$1": xxxxxxx
      "$2": xxxxxxx
      }
  }

RESPONSE EXAMPLE

POST /request

The response returns several pieces of information, including the status, callback (if set), and the request ID that will be needed later to download the document.

{ "data":
    {
      "_id": "5f2829ce065afc21cc60ad0e",
    "state": 1,
    "hash_visura": "b39746d875eb7231c7f8a6e047d9924c",
    "name": "Negative Events Person",
    "search": false,
    "search_id": null,
    "visura_price": 2.3,
    "search_price": 0,
    "search_index": null,
    "request_status": "In Process",
    "email_target": null,
    "attachments": [],
    "timestamp_creation": 1596467662,
    "timestamp_last_update": 1596467663,
    "timestamp_states": {
      "in_search": 1596467663,
      "in_process": 1596467663
    },
    "callback_data": false,
    "options": null,
    "owner": "[email protected]",
    "synchronous": false,
    "searches": [
      {
        "search_id": "5f2829ce065afc21cc60ad0e_0",
        "search_status": "Search Completed",
        "json_search": "{\"$1\":\"12485671007\"}",
        "json_mapped": {},
        "json_result": null
      }
    ],
    "result": {
      "code": "0",
      "info": "OK"
    }

Download Report

GET/document/{_id}

When the request status is "completed", you can download the data in JSON, PDF, and XML formats via the GET/document/{_id} method.

REQUEST EXAMPLE

GET/document/{_id}

This is an example of a request made using the previously obtained ID.

https://visengine2.altravia.com/visure/document/5f2829ce065afc21cc60ad0e

RESPONSE EXAMPLE

GET/document/{_id}

The response will include the name, size, and file.

{
  data{
    "name":"5f22f5b5065afc21cc60a27a.zip",
    "size":"10206",
    "file":"++6+47433njVP9ZcX1XNtWUsKrTya9FGhwiXgdp5j5OPh0FpaKWVpjP8CUEjFjYzYwYTI3YS5wZGZVVAUAAwhDKF91eAsAAQQhAAAABCEAAABQSwUGAAAAAAEAAQBiAAAAZicAAAAA"
    },
    "success": true,
    "message": "",
    "error": null
  }

All formats (JSON, PDF, XML) will be available inside a zip file.

The Protest, Prejudicial Deeds and Bankruptcy Procedures Report allows you to verify information about a new client, business partner, tenant, and assess their financial stability and possible solvency. The report is also available for legal entities.