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National Mortgage Inspection - Italy

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€23.70 + VAT

Obtain the official data of the Internal Revenue Service with the list of formalities (transcripts, registrations and annotations) at national level of a given subject.

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Openapi provides access to all major search services of the Land Registry Offices and the Italian Land Agency through APIs and in real time:

  • National Mortgage Inspection
  • Mortgage Inspection by Subject (List of Notes)
  • Mortgage Inspection by Property (List of Notes)
  • Mortgage Inspection of a Single Note (Note Details)

The National Mortgage Inspection API service specifically allows you to perform an official search in the Italian real estate registers (Land Registry Offices excluding those of the autonomous provinces of Trieste, Trento, and Bolzano), enabling nationwide verification of the presence of transcriptions, registrations, or annotations related to a specific subject. The inspection can be requested for both a private individual and a legal entity (company).

Specifically, through this service it is possible to identify all provincial Land Registry Offices where the subject has registered formalities (for example sales transactions, inheritances, donations, mortgages, foreclosures, annotations, cancellations) related to properties. Once a result has been obtained, it is then possible through the other inspection services by subject or property to access inspections for each individual registry office with the complete list of formalities and details.

NATIONAL MORTGAGE INSPECTION REQUEST

POST /ipotecarie-ispezione_nazionale

To proceed with the National Mortgage Inspection request through the Land Registry API, the following data must be provided during the request phase:

  • Tax Code or VAT Number of the subject
  • Applicant's Tax Code (optional)
  • Request reason (optional)

During the request phase it is also possible to configure a callback to receive updates when the request status changes and the data becomes available.

REQUEST EXAMPLE

To complete the request, we will provide a company's VAT number, the applicant's tax code, and the reason as a preliminary verification for a property transaction.

https://catasto.openapi.it/ipotecarie-ispezione_nazionale

The payload will include the previously mentioned information, namely the subject's VAT number, the applicant's tax code, and the reason.

{ 
   "cf_piva": "01114601006","
   "richiedente": "RSSMRA80A01H501U",
   "motivo": preliminary verification for property transaction
  }

RESPONSE EXAMPLE

The response will include the previously provided information, along with the request status and the ID required to subsequently verify status changes and access the data once the request has been processed.

{ 
  "data": {
    "endpoint": "ispezione_nazionale",
    "stato": "in_erogazione",
    "callback": null,
    "parametri": {
      "cf_piva": "01114601006",
      "conservatoria": "IT99-0-NAZIONALE"
    },
    "risultato": null,
    "esito": null,
    "documento": null,
    "richiedente": "RSSMRA80A01H501U",
    "motivo": "preliminary verification for property transaction",
    "timestamp": 1768908188,
    "owner": "[email protected]",
    "id": "696e4fc6fb352796ad0dadf0"
  },
  "success": true,
  "message": "",
  "error": null
}

CHECK REQUEST STATUS AND RETRIEVE RESPONSE

GET /ipotecarie/{_id}

To check the request status, you can use the dedicated endpoint by providing the ID previously obtained in the response.

REQUEST EXAMPLE

https://catasto.openapi.it/ipotecarie/696e4fc6fb352796ad0dadf0

PROCESSED RESPONSE EXAMPLE

In the event of a processed status, the endpoint will return a JSON response containing the list of Land Registry Offices where formalities have been identified, specifying for each whether it is a transcription, registration, or annotation.

{ 
  "data": {
    "endpoint": "ispezione_nazionale",
    "stato": "evasa",
    "callback": null,
    "parametri": {
      "cf_piva": "01114601006",
      "conservatoria": "IT99-0-NAZIONALE"
    },
    "risultato": {
        "soggetti": [
        {
          "cognome": "ROSSI",
          "nome": "MARIO",
          "data_nascita": "28/05/1985",
          "sesso": "M",
          "luogo_nascita": "ROMA (RM)",
          "cf": "RSSMRI85E28H501E",
          "conservatorie": [
            {
              "conservatoria": "ROMA 1",
              "trascrizioni": "SI",
              "iscrizioni": "NO",
              "annotazioni": "NO"
           },
            {
              "conservatoria": "ASTI",
              "trascrizioni": "SI",
              "iscrizioni": "SI",
              "annotazioni": "SI"
           }
          ]
        }
      ]
    },
    "esito": ok,
    "documento": null,
    "richiedente": "RSSMRA80A01H501U",
    "motivo": "preliminary verification for property transaction",
    "timestamp": 1768908188,
    "owner": "[email protected]",
    "id": "696f659cfb66be7939088fad"
  },
  "success": true,
  "message": "",
  "error": null
}

EXAMPLE OF NO FORMALITIES FOUND

In the absence of formalities, the returned result will be "null". The response will also include a reference to the document, which can subsequently be downloaded through the dedicated endpoint in PDF format, certifying the absence of formalities related to the inspected subject.

{ 
  "data": {
    "endpoint": "ispezione_nazionale",
    "stato": "evasa",
    "callback": null,
    "parametri": {
      "cf_piva": "RSSMRI85E28H501E",
      "conservatoria": "IT99-0-NAZIONALE"
    },
    "risultato":  null,
    "esito": "NESSUN SOGGETTO REPERITO A FRONTE DEI DATI RICHIESTI",
    "documento": "696e4fc6fb352796ad0dadf0.pdf",
    "richiedente": "RSSMRA80A01H501U",
    "motivo": "preliminary verification for property transaction",
    "timestamp": 1768908188,
    "owner": "[email protected]",
    "id": "696e4fc6fb352796ad0dadf0"
  },
  "success": true,
  "message": "",
  "error": null
}

DOWNLOAD THE DOCUMENT

GET /ipotecarie/{id}/documento

If the request outcome is "NESSUN SOGGETTO REPERITO A FRONTE DEI DATI RICHIESTI", it is possible to download the document through the GET /ipotecarie/{id}/documento method.

REQUEST EXAMPLE

This is an example of a request using the previously obtained ID

https://catasto.openapi.it/ipotecarie/696e4fc6fb352796ad0dadf0/documento

The request will allow the direct download of the PDF document certifying the absence of formalities.

The mortgage and cadastral report can be requested by anyone, even if they do not hold property rights over the real estate assets.

The National Mortgage Inspection service is used by:

  • Legal professionals - essential for nationwide verification of mortgages, foreclosures, or real estate formalities before legal actions, inheritances, or notarial deeds.
  • Banks and financial intermediaries - fundamental for assessing credit risk and the existence of collateral before granting loans or mortgages.
  • Companies and investors - essential for asset due diligence and extraordinary transactions requiring a complete real estate overview of the subject.
  • Investigation and risk management firms - necessary for asset verification activities, financial reliability assessments, and risk analysis.
  • Private individuals - useful for checking sellers or inheritances and avoiding properties encumbered by mortgages or procedures in provinces other than the known one.

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Frequently Asked Questions

The National Mortgage Inspection (in italian "ispezione itpotecaria nazionale") service allows you to quickly access official records from the Italian Revenue Agency and check for any encumbrances on an individual or legal entity. The official document from the national electronic mortgage inspection includes information about the deed, properties, and involved parties.

What is the National Mortgage Inspection service?

The National Mortgage Inspection document includes details such as:

  • Deed Information: Description, date, public official, registry number, type
  • Property Information: Municipality and province, type of cadastral system, cadastral identifiers, property nature, consistency
  • Involved Parties: Name, surname, date and place of birth, gender, type of right, role, share
What information can I obtain with the National Mortgage Inspection service?

The output format varies depending on the search results.

If formalities are found, the system will return a JSON response containing the list of relevant Land Registries (Conservatorie) and the specific type of deed detected, whether it is a transcript, registration, or annotation.

Conversely, if no formalities are found for the inspected subject, the system will return a JSON response with a "null" result. Additionally, the response will include a document reference, which can be subsequently downloaded via the designated endpoint as a PDF file, officially certifying the absence of formalities against the subject.

What output do I receive from the National Mortgage Inspection - Italy service?

The National Mortgage Inspection service is ideal for those who need to ascertain the presence of encumbrances at a national level. Once the presence is confirmed, further verification can be conducted, such as requesting a mortgage and cadastral survey for a specific note.

Who is the National Mortgage Inspection service intended for?

The mortgage inspection can be requested by anyone, even if they are not the subject of the verification.

Who can request the National Mortgage Inspection?

The service allows access to mortgage inspections for the entire national territory, except for the Autonomous Provinces of Trento and Bolzano, which manage their own cadastral and real estate databases independently.

Can the National Mortgage Inspection be requested for properties throughout Italy?

Yes, through Openapi’s APIs, you can access over 28 services dedicated to the real estate sector:

  • Postal Codes (CAP)
  • Search Municipalities
  • Basic and Advanced Municipalities
  • Provinces, Regions, and Metropolitan Cities
  • Suppressed Municipalities
  • Geocoding and Reverse Geocoding
  • Real Estate Valuation Start and Advanced (SMQ)
  • Property Transactions (RMV)
  • Property List from Cadastral Identifiers and Address
  • Person Search and National Search
  • Cadastral Property Data
  • Cadastral Report
  • National Mortgage Inspection
  • Mortgage Inspection for Property and by Subject
  • Mortgage Inspection of a Single Note
  • Planimetric Document
  • Cadastral Map Extract
  • Planimetric Document
  • Lease Contract Registration, Cancellation, and Extension

These services are available through different APIs: Docuengine, Cadastre, Real Estate.

Are there other services available for the real estate sector?

The document is made available In a few minutes.

What are the response times for the National Mortgage Inspection service?

The cost of the service is €23.70 with prepaid charge.

What are the costs for the National Mortgage Inspection service?