HomeProductsMortgage Inspection by Subject - Italy

Mortgage Inspection by Subject - Italy

€12.70 + VAT

Get the official document of the Inland Revenue Agency with the list of formalities (transcriptions, registrations and annotations) in the mortgage database. The search is available for both individuals and companies.

Delivery

In 2 hours

available for
  • it

Openapi allows access via API in real-time to all major search services from the Land Registry Office and the Agency of the Territory.

  • National Mortgage Inspections
  • Mortgage Inspection by Person
  • Mortgage Inspection by Property
  • Mortgage Inspection of a Single Note

REQUEST MORTGAGE INSPECTION BY PERSON

The Mortgage Inspection by Person is available for both individuals and companies, and the search is limited to the provincial level. For a national search, the National Inspection service is available.

The document includes the following information:

  • Update Status of Information
  • Any List of Homonyms
  • Synthetic list of formalities with information such as registration date, specific and general register numbers, Public Official, type of act

The mortgage inspection allows, as mentioned, to verify the ownership of a property and any encumbrances on a property or person.

The inspection presents a list of the following formalities:

  • Registrations (acts of transfer or establishment of rights on real estate, e.g., in favor of the buyer / or against the seller, or acts of encumbrances such as foreclosures)
  • Entries (creation of mortgages on properties resulting, for example, from loan agreements)
  • Annotations (formalities that modify previous registrations, entries, or annotations, such as the cancellation of mortgages and foreclosures)

Each formality typically includes the type of act (sale, succession, mortgage, etc.), a date, a register number (general and specific), etc.

Request Document Hash

GET /visure

To proceed with the Mortgage Inspection by Person request via the Visengine API, it is first necessary to find the hash that uniquely identifies each document or practice.

https://visengine2.altravia.com/visure/

This is possible through the endpoint GET /visure which does not require parameters and will return the complete list of documents and practices available through Visengine and respective hashes.

Verify Data and Costs for Mortgage Inspection by Person Request

GET /visure/{hash_visura}

To verify the information, necessary documents, and costs of the Mortgage Inspection by Person, you need to make a request via the endpoint GET /visure/{hash_visura} and provide the hash of the previously obtained Mortgage Inspection by Person.

EXAMPLE REQUEST

GET /visure/{hash_visura}

To check fields and costs to complete the request, we should use the hash we obtained in the previous request.

https://visengine2.altravia.com/visure/8cc2f9e6ba48e3ca68c6febc8d01278e

EXAMPLE RESPONSE

GET /visure/{hash_visura}

The response will indicate all the necessary information to complete the Mortgage Inspection by Person request, such as mandatory fields.

{ 
  "data": {
    "hash_visura": "8cc2f9e6ba48e3ca68c6febc8d01278e",
    "json_struttura": {
      "campi": {
             "$0": {
          "nome": "Codice fiscale Persona Fisica",
          "tipo": "codice_fiscale_persona_fisica",
          "ordine": "3"
        },
        "$1": {
          "nome": "Codice Fiscale Persona Giuridica",
          "tipo": "codice_fiscale_persona_giuridica",
          "ordine": "2"
        },
        "$2": {
          "nome": "Conservatoria*",
          "tipo": "cod_conservatoria_catasto",
          "ordine": "1"
        },
        "$3": {
          "nome": "Codice Fiscale Richiedente*",
          "tipo": "codice_fiscale",
          "null": false,
          "istruzioni": "Inserire Codice Fiscale del Richiedente"
        },
        "$4": {
          "nome": "Motivazione Richiesta*",
          "tipo": "testo",
          "null": false,
          "istruzioni": "Inserire Motivazione della Richiesta",
          "ordine": "5"
        },
        "$5": {
          "nome": "Telefono o Email per essere ricontattati in caso di problemi* ",
          "tipo": "testo",
          "null": false,
          "istruzioni": "Inserire il numero telefonico o email per essere ricontattati in caso di problemi",
          "ordine": "4"
        }
      },
      "validazione": "($0 || $1) && $2 && $3 && $4 && $5",
      "istruzioni": "",
      "istruzioni_ricerca": ""
    }
    "nome_categoria": "Catastali",
    "nome_visura": "Visura Ipocatastale per Soggetto",
    "opzioni": null,
    "prezzo_ricerca": 0,
    "prezzo_visura": 12.7,
    "ricerca": false,
    "sincrona": false,
  },
  "success": true,
  "message": "",
  "error": null
}

In validation, the mandatory data to successfully complete the request are indicated. For the mortgage inspection, it is necessary to specify the Tax Code of the person, the requester, the Land Registry (Province), the reason for the request, and contact details.

Request Mortgage Inspection

POST /richiesta

In the request payload, you should include all the information and documents indicated previously.

{
      "hash_visura": "3cbbb9c833f1c94af35494820cda3370",
      "json_visura": {
        "$0": xxxxxxxxxxx,
        "$2": xxxxxxxxxxx,
        "$3": xxxxxxxxxxx,
        "$4": xxxxxxxxxxx,
        "$5": xxxxxxxxxxx,
    }

EXAMPLE RESPONSE

POST /richiesta

The response returns several pieces of information including the status, whether the callback is set, and the request ID, which will be needed later to download the document.

{ "data": 
    {
    "_id": "5f2829ce065afc21cc60ad0e",
    "state": 1,
    "hash_visura": "8cc2f9e6ba48e3ca68c6febc8d01278e",
    "nome": "Visura Ipocatastale per Soggetto",
    "ricerca": false,
    "id_ricerca": null,
    "prezzo_visura": 12.7,
    "prezzo_ricerca": 0,
    "indice_ricerca": null,
    "stato_richiesta": "In erogazione",
    "email_target": null,
    "allegati": [],
    "timestamp_creation": 1596467662,
    "timestamp_last_update": 1596467663,
    "timestamp_stati": {
      "in_ricerca": 1596467663,
      "in_erogazione": 1596467663
    },
    "callback_data": false,
    "opzioni": null,
    "owner": "[email protected]",
    "sincrona": false,
    "ricerche": [
      {
        "id_ricerca": "5f2829ce065afc21cc60ad0e_0",
        "stato_ricerca": "Ricerca evasa",
        "json_ricerca": "{\"$0\":\"xxxxxx"\"$3\":\"xxxxx"\"$2\":\"xxxxx"\"$5\":\"xxxxxx"}",
        "json_mappato": {},
        "json_risultato": null
      }
    ],
    "esito": {
      "codice": "0",
      "info": "OK"
    }

Download Document

GET /documento/{_id}

Once the request status is "completed," you can download the document using the GET /document/{_id} method.

EXAMPLE REQUEST

GET /documento/{_id}

This is an example request using the previously obtained ID.

https://visengine2.altravia.com/visure/document/5f2829ce065afc21cc60ad0e

EXAMPLE RESPONSE

GET /document/{_id}

The response will include the name, size, and file.

{
  data{
    "name":"5f22f5b5065afc21cc60a27a.zip",
    "size":"10206",
    "file":"++6+47433njVP9ZcX1XNtWUsKrTya9FGhwiXgdp5j5OPh0FpaKWVpjP8CUEjFjYzYwYTI3YS5wZGZVVAUAAwhDKF91eAsAAQQhAAAABCEAAABQSwUGAAAAAAEAAQBiAAAAZicAAAAA"
    },
    "success": true,
    "message": "",
    "error": null
  }

The mortgage inspection can be requested by any person, even if they do not hold real rights on the properties.

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Frequently Asked Questions

The Mortgage Inspection for Subject service (in Italian "Ispezione Ipotecaria Soggetto") allows you to quickly access official records from the Revenue Agency and check for any encumbrances or formalities affecting a specific individual or legal entity within a given province. The document provides the subject's tax code, a list of similar names, and a summary of formalities including information such as the type of formality, date, general and particular registry number, and type of act.

What is the Mortgage Inspection for Subject service?

The Mortgage Inspection for Subject document includes:

  • Subject details: tax code
  • Summary of formalities with data on the type of formality (e.g., transcription or registration), date, general and particular registry number, and type of act.

Further details on specific formalities can be obtained through the single-note mortgage inspection service.

What information can I obtain with the Mortgage Inspection for Subject service?

This service is ideal for those who need to check for encumbrances or formalities affecting a specific subject in a given province. Once the presence of formalities is confirmed, further verification can be conducted, for example, through a single-note mortgage inspection.

Who is the Mortgage Inspection for Subject         service intended for?

The Mortgage Inspection for Subject can be requested by anyone, even if they are not the subject of the verification.

Who can request the Mortgage Inspection for Subject?

The service provides access to inspections for the entire national territory, except for the Autonomous Provinces of Trento and Bolzano, which manage their own cadastral and real estate databases independently.

Can the Mortgage Inspection for Subject be requested for the entire Italian territory?

Yes, through Openapi’s APIs, you can access over 28 services dedicated to the real estate sector:

  • Postal Codes (CAP)
  • Search Municipalities
  • Basic and Advanced Municipalities
  • Provinces, Regions, and Metropolitan Cities
  • Suppressed Municipalities
  • Geocoding and Reverse Geocoding
  • Real Estate Valuation Start and Advanced (SMQ)
  • Property Transactions (RMV)
  • Property List from Cadastral Identifiers and Address
  • Person Search and National Search
  • Cadastral Property Data
  • Cadastral Report
  • National Mortgage Inspection
  • Mortgage Inspection for Property
  • Mortgage Inspection of a Single Note
  • Cadastral Plan
  • Cadastral Map Extract for Companies
  • Planimetric Document
  • Lease Contract Registration, Cancellation, and Extension

These services are available through different APIs: Docuengine, Cadastre, Real Estate.

Are there other services available for the real estate sector?

The document is made available within 2 working hours.

What are the response times for the Mortgage Inspection for Subject         service?

The cost of the service is €12.70 with prepaid charge.

What are the costs for the Mortgage Inspection for Subject         service?