Mortgage Inspection by Subject - Italy

The Mortgage Inspection by Subject is a service that allows you to obtain an official document from the Real Estate Registry (Conservatoria dei Registri Immobiliari), specifically from the mortgage database managed by the Revenue Agency (Agenzia delle Entrate), containing all deeds and formalities registered in the name of a specific subject, whether a natural person or a legal entity/company, with reference to the local mortgage situation.

This is a mortgage search by subject that allows you to verify the formalities charged to a subject in a specific Land Registry Office (Conservatoria).

This document is essential for verifying whether a subject is the owner of real estate assets and if such assets are burdened by liens such as mortgages, transcriptions, annotations, and other legal acts.

The mortgage search by subject (also known as "subject mortgage inspection" or "subject hypo-cadastral search") is, therefore, an official document issued by the Real Estate Registry, which shows all real estate formalities registered for a specific subject.

This type of search provides the list of formalities along with dates, specific and general register numbers, and the type of legal act.

Openapi allows access via API and in real-time to all the main search services from the Real Estate Registry and the Land Registry Office (Agenzia del Territorio):

MORTGAGE INSPECTION BY SUBJECT REQUEST

The Mortgage Inspection by Subject is available for both individuals and companies, and the search is limited to a single Land Registry Office (Conservatoria). For a nationwide search, the National Inspection service is available.

The document includes the following information:

The mortgage search allows, as mentioned, to verify property ownership and any burdens affecting a property or subject.

The search displays the list of the following formalities:

Each formality normally reports the type of deed (sale, succession, mortgage, etc.), a date, a register number (general and specific), etc.

Requesting the document

POST /ipotecarie-elenco-note

You can initiate a request to retrieve the list of cadastral entries (notes/formalities) for a property or a subject, depending on the entity provided.

To proceed with the Mortgage Inspection by Subject request via the Cadastre API, the following data must be passed during the request phase:

If necessary, you can access the complete list of Land Registry Offices or obtain the list of individual municipalities belonging to a specific office through dedicated services.

During the request phase, it is also possible to set a callback to be updated when the request changes status and is available for download.

REQUEST EXAMPLE

To complete the request, we will pass the entity, the Land Registry Office, the applicant's tax code, and as a reason, preliminary verification for sale/purchase.

https://catasto.openapi.it/ipotecarie-elenco-note

The previously indicated information will be passed in the payload:

{
"entita": "ispezione_soggetto","
"conservatoria": "ROMA 1"
"cf_piva": "RSSMRA80A01H501U"
"richiedente": "RSSMRA80A01H501U"
"motivo": "preliminary verification for sale/purchase"
}

RESPONSE EXAMPLE

The response will report the previously indicated information, the request status, and the ID necessary to subsequently download the document once the process is in the completed status.

{
"data": {
"endpoint": "ispezione_elenco_note",
"stato": "in_erogazione",
"callback": null,
"parametri": {
"entita": "ispezione_soggetto",
"cf_piva": "RSSMRA80A01H501U"
"conservatoria": "RM10-19971231-ROMA 1"
},
"risultato": null,
"esito": null,
"documento": null,
"richiedente": "RSSMRA80A01H501U",
"motivo": "preliminary verification for sale/purchase",
"timestamp": 1768907179,
"owner": "[email protected]",
"id": "696f61abfb66be7939088fa4"
},
"success": true,
"message": "",
"error": null
}

CHECK REQUEST STATUS

GET /ipotecarie/{_id}

To check the status of the request, you can use the dedicated endpoint by passing the ID previously obtained in the response.

REQUEST EXAMPLE

https://catasto.openapi.it/ipotecarie/696f61abfb66be7939088fa4

RESPONSE EXAMPLE

In case of completed status, the response will report all information corresponding to the request:

{
"data": {
"endpoint": "ispezione_elenco_note",
"stato": "evasa",
"callback": null,
"parametri": {
"entita": "ispezione_soggetto",
"cf_piva": "RSSMRI85E28H501E"
"conservatoria": "RM10-19971231-ROMA 1"
},
"risultato": {
"soggetti": [
{
"identificativo_definitivo": {
"cognome": "ROSSI",
"nome": "MARIO",
"data_nascita": "28/05/1985",
"luogo_nascita": "ROMA (RM)",
"sesso": "M",
"cf": "RSSMRI85E28H501E",
"note": [
{
"tipo_nota": "TRANSCRIPTION IN FAVOR",
"data_nota": "01/01/1970",
"registro_particolare": "123456",
"registro_generale": "123456",
"pubblico_ufficiale": "MARIO ROSSI",
"repertorio": "123456/123456",
"data_repertorio": "01/01/1970",
"tipo_atto": "INTER VIVOS ACT - SALE",
"citta": "ROME",
"provincia": "RM",
"documento_correlati": null,
}
]
}
]
},
"esito": "OK",
"documento": "696f61abfb66be7939088fa4.pdf",
"richiedente": "RSSMRA80A01H501U",
"motivo": "preliminary verification for sale/purchase",
"timestamp": 1768907179,
"owner": "[email protected]",
"id": "696f61abfb66be7939088fa4",
},
"success": true,
"message": "",
"error": null
}

DOWNLOAD THE DOCUMENT

GET /ipotecarie/{id}/documento

Once the request status is "completed" (evasa), you can download the document using the GET /ipotecarie/{id}/documento method

REQUEST EXAMPLE

This is an example of a request using the previously obtained ID:

https://catasto.openapi.it/ipotecarie/696f61abfb66be7939088fa4/documento

The request will allow you to directly download the document in PDF format.

A mortgage search can be requested by any person, even if they do not hold real rights to the properties.