HomeProductsMortgage Inspection for Property - Italy

Mortgage Inspection for Property - Italy

€12.70 + VAT

Get the official document of the Italian Revenue Agency with the list of formalities (transcriptions, registrations and annotations) in the mortgage database.

Delivery

In 2 hours

available for
  • it

Openapi allows access via API and in real-time to all the main search services from the Real Estate Registry and the Territorial Agency Office.

  • National Mortgage Inspections
  • Mortgage Inspection for Individuals
  • Mortgage Inspection for Properties
  • Mortgage Inspection for a Single Note

REQUEST FOR MORTGAGE INSPECTION FOR PROPERTY

The Mortgage Inspection for Property is available for any property within the national territory and the search is limited to the provincial level. For a national search, the National Inspection service is available.

The document includes the following information:

  • Request Data
  • Status of Information Update
  • Property List
  • Summary list of formalities with information such as transcription date, particular and general registry number, Public Official, type of deed

The mortgage inspection allows, as mentioned earlier, to verify the ownership of a property and any encumbrances on a property or individual.

The inspection provides a list of the following formalities:

  • Transcriptions (deeds of transfer or establishment of rights on real estate, such as in favor of the buyer / or against the seller or deeds of encumbrances such as foreclosures)
  • Registrations (establishment of mortgages on properties resulting, for example, from financing contracts)
  • Annotations (formalities that modify previous transcriptions, registrations or annotations, such as the cancellation of mortgages and foreclosures.)

Each entry normally includes the type of document (sale, succession, mortgage, etc.), a date, a registry number (general and specific), etc.

Request Document Hash

GET /visure

To request a Mortgage Inspection for Property via the Visengine API, first, you need to identify the hash that uniquely identifies each document or practice.

https://visengine2.altravia.com/visure/ 

This can be done using the GET /visure endpoint, which requires no parameters and will return the complete list of documents and practices available through Visengine and their hashes.

Verify Data and Costs for Mortgage Inspection Request

GET /visure/{hash_visura}

To verify the information, required documents, and costs for a mortgage inspection of a property, you need to make a request using the GET /visure/{hash_visura} endpoint and provide the hash of the Mortgage Inspection for Property obtained previously.

REQUEST EXAMPLE

GET /visure/{hash_visura}

To verify fields and costs to complete the request, we should use the hash obtained from the previous request.

https://visengine2.altravia.com/visure/b2eeb1105e8882b4206965f380eee49a

RESPONSE EXAMPLE

GET /visure/{hash_visura}

The response will provide all the necessary information to complete the Mortgage Inspection for Property request, such as mandatory fields.

{ 
  "data": {
    "hash_visura": "b2eeb1105e8882b4206965f380eee49a",
    "json_struttura": {
      "campi": {
        "$0": {
          "nome": "Tipo catasto *",
          "tipo": "radio",
          "opzioni": {
            "@F": "Fabbricato",
            "T": "Terreno"
          },
          "istruzioni": "Tipo di catasto in cui ricercare l`immobile",
          "ordine": "1"
        },
        "$1": {
          "nome": "Conservatoria *",
          "tipo": "cod_conservatoria_catasto",
          "ordine": "2"
        },
        "$2": {
          "nome": "Comune *",
          "tipo": "cod_comune_catasto",
          "ordine": "3"
        },
        "$3": {
          "nome": "Foglio *",
          "tipo": "catastale_foglio",
          "ordine": "4"
        },
        "$4": {
          "nome": "Particella *",
          "tipo": "catastale_particella",
          "ordine": "5"
        },
        "$5": {
          "nome": "Sub (Non obbligatorio)",
          "tipo": "catastale_sub",
          "null": true,
          "istruzioni": "",
          "ordine": "6"
        },
        "$6": {
          "nome": "Sez urbana (Non obbligatorio)",
          "tipo": "testo",
          "null": true,
          "ordine": "7"
        },
        "$7": {
          "nome": "Codice fiscale richiedente *",
          "tipo": "codice_fiscale_persona_fisica",
          "istruzioni": "Inserire il codice fiscale del richiedente",
          "ordine": "0"
        },
        "$8": {
          "nome": "Motivazione *",
          "tipo": "testo",
          "istruzioni":"E` obbligatorio indicare il motivo della richiesta.",
          "ordine": "9"
        },
        "$9": {
          "nome": "Numero Telefonico o email per essere ricontattati*",
          "tipo": "testo",
          "null": false,
          "istruzioni": "Inserire il numero telefonico o email per essere ricontattati in caso di problemi",
          "ordine": "8"
        },
        "$10": {
          "nome": "Sezione amministrativa",
          "tipo": "testo",
          "null": true,
          "ordine": "9"
        }
      },
      "validazione": "($0 && $1 && $2 && $3 && $4 && $5 && $6 && $7 && $8 && $9 && $10) || ($0 && $1 && $2 && $3 && $4 && $5 && $7 && $8 && $9) || ($0 && $1 && $2 && $3 && $4 && $6 && $7 && $8 && $9) || ($0 && $1 && $2 && $3 && $4 && $7 && $8 && $9 && $10) || ($0 && $1 && $2 && $3 && $4 && $7 && $8 && $9) || ($0 && $1 && $2 && $3 && $4 && $5 && $6 && $7 && $8 && $9) || ($0 && $1 && $2 && $3 && $4 && $5 && $7 && $8 && $9 && $10) || ($0 && $1 && $2 && $3 && $4 && $6 && $7 && $8 && $9 && $10)",
    "nome_categoria": "Catastali",
    "nome_visura": "Visura Ipocatastale per Immobile",
    "opzioni": null,
    "prezzo_ricerca": 0,
    "prezzo_visura": 12.7,
    "ricerca": false,
    "sincrona": false,
  },
  "success": true,
  "message": "",
  "error": null
}

In validation, the required data to successfully complete the request is indicated. In the case of a mortgage inspection for a property, different combinations of data can be provided depending on the information available.

Requesting a mortgage inspection for a property

POST /request

In the request payload, we should include all the information and documents previously indicated.

{
      "hash_visura": "3cbbb9c833f1c94af35494820cda3370",
      "json_visura": {
        "$0": xxxxxxxxxxx,
        "$2": xxxxxxxxxxx,
        "$3": xxxxxxxxxxx,
        "$4": xxxxxxxxxxx,
        "$5": xxxxxxxxxxx,
        "$7": xxxxxxxxxxx,
        "$8": xxxxxxxxxxx,
        "$9": xxxxxxxxxxx
    }

EXAMPLE RESPONSE

POST /request

The response returns various information including the status, if the callback is set, and the request ID, which will be needed later to download the document.

{ "data": 
    {
    "_id": "5f2829ce065afc21cc60ad0e",
    "state": 1,
    "hash_visura": "b2eeb1105e8882b4206965f380eee49a",
    "nome": "Visura Ipocatastale per Immobile",
    "ricerca": false,
    "id_ricerca": null,
    "prezzo_visura": 12.7,
    "prezzo_ricerca": 0,
    "indice_ricerca": null,
    "stato_richiesta": "In erogazione",
    "email_target": null,
    "allegati": [],
    "timestamp_creation": 1596467662,
    "timestamp_last_update": 1596467663,
    "timestamp_stati": {
      "in_ricerca": 1596467663,
      "in_erogazione": 1596467663
    },
    "callback_data": false,
    "opzioni": null,
    "owner": "[email protected]",
    "sincrona": false,
    "ricerche": [
      {
        "id_ricerca": "5f2829ce065afc21cc60ad0e_0",
        "stato_ricerca": "Ricerca evasa",
        "json_ricerca": "{\"$1\":\">xxxxxxx\",\"$0\":\">xxxxxxx\",\"$3\":\">xxxxxxx\",\"$4\":\">xxxxxxx\",\"$4\":\">xxxxxxx\",\"$5\":\">xxxxxxx\"}",\"$6\":\">xxxxxxx\",\"$7\":\">xxxxxxx\",\"$8\":\">xxxxxxx\"
        "json_mappato": {},
        "json_risultato": null
      }
    ],
    "esito": {
      "codice": "0",
      "info": "OK"
    }

Download Document

GET /document/{_id}

Once the request status is "completed," the document can be downloaded using the GET method /document/{_id}

EXAMPLE REQUEST

GET /document/{_id}

This is an example of a request using the previously obtained ID

https://visengine2.altravia.com/visure/documento/5f2829ce065afc21cc60ad0e

EXAMPLE RESPONSE

GET /document/{_id}

The response will contain the name, size, and file.

{
  data{
    "name":"5f22f5b5065afc21cc60a27a.zip",
    "size"10206",
    "file":"++6+47433njVP9ZcX1XNtWUsKrTya9FGhwiXgdp5j5OPh0FpaKWVpjP8CUEjFjYzYwYTI3YS5wZGZVVAUAAwhDKF91eAsAAQQhAAAABCEAAABQSwUGAAAAAAEAAQBiAAAAZicAAAAA"
    },
    "success": true,
    "message": "",
    "error": null
  }

The mortgage inspection can be requested by any person, even if they do not hold the property rights.

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Frequently Asked Questions

The Mortgage Inspection for Property service (in italian "ispezione ipotecaria immobile") allows you to quickly access official records from the Revenue Agency and check for any encumbrances on a specific property. The document includes cadastral identifiers and a summary list of encumbrances with details such as the type of encumbrance, date, general and particular register numbers, and type of deed.

What is the Mortgage Inspection for Property service?

The Mortgage Inspection for Property document includes:

  • Property Identifiers: Municipality, Province, Type of Cadastral System, sheet, parcel, and subparcel
  • Summary List of Encumbrances: Data on the type of encumbrance (e.g., transcription or registration), date, general and particular register numbers, type of deed.

It is possible to obtain more detailed information on a specific encumbrance through the mortgage inspection by individual note service.

What information can I obtain with the Mortgage Inspection for Property service?

The Mortgage Inspection for Property service is ideal for those who need to ascertain the presence of encumbrances on a specific property. Once the presence is confirmed, further verification can be conducted, such as requesting a mortgage and cadastral survey for a specific note.

Who is the Mortgage Inspection for Property service intended for?

The Mortgage Inspection for Property can be requested by anyone, even if they are not the subject of the verification.

Who can request the Mortgage Inspection for Property?

The service allows access to mortgage inspections for the entire national territory, except for the Autonomous Provinces of Trento and Bolzano, which manage their own cadastral and real estate databases independently.

Can the Mortgage Inspection for Property be requested for properties throughout Italy?

Yes, through Openapi’s APIs, you can access over 28 services dedicated to the real estate sector:

  • Postal Codes (CAP)
  • Search Municipalities
  • Basic and Advanced Municipalities
  • Provinces, Regions, and Metropolitan Cities
  • Suppressed Municipalities
  • Geocoding and Reverse Geocoding
  • Real Estate Valuation Start and Advanced (SMQ)
  • Property Transactions (RMV)
  • Property List from Cadastral Identifiers and Address
  • Person Search and National Search
  • Cadastral Property Data
  • Cadastral Report
  • National Mortgage Inspection
  • Mortgage Inspection for Property and by Subject
  • Mortgage Inspection of a Single Note
  • Planimetric Document
  • Cadastral Map Extract
  • Planimetric Document
  • Lease Contract Registration, Cancellation, and Extension

These services are available through different APIs: Docuengine, Cadastre, Real Estate.

Are there other services available for the real estate sector?

The document is made available within 2 working hours.

What are the response times for the Mortgage Inspection for Property service?

The cost of the service is €12.70 with prepaid charge.

What are the costs for the Mortgage Inspection for Property service?