IBAN Advanced

IBAN Advanced is the API service designed to instantly verify the validity of an IBAN, retrieve the complete details of the associated bank, and check its reachability within SEPA payment schemes. Thanks to a robust and highly available infrastructure, the API automates bank account verification, eliminates human errors, and ensures the integrity of payment processes.

WHAT YOU CAN DO WITH IBAN Advanced

IBAN Advanced goes beyond simple formal validation by providing a comprehensive set of tools for the secure management of bank account details:

DETAILED BANK INFORMATION

In addition to validation, the service provides complete information about the financial institution, delivering essential data for billing and operational processes:

IBAN VALIDATION

The first step is to submit a request through the POST/iban-advanced/{iban} endpoint, which starts the validation process.

REQUEST EXAMPLE

POST/iban-advanced/{iban}

This is an example request to validate an IBAN:

POST https://trust.openapi.com/iban-advanced/IT60X0306905020000000123456

You can also provide a callback to automatically receive the validation result:

{
  "callback": {
    "url": "https://your-server.site/iban-callback",
    "custom": {
      "orderId": "iban-check-789"
    }
  }
}

RESPONSE EXAMPLE

POST/iban-advanced/{iban}

The initial response returns the request ID and its current status:

{
  "data": {
    "id": "69c117af962df6cee50c9525",
    "iban": "IT60X0306905020000000123456",
    "state": "NEW"
  },
  "success": true,
  "message": "",
  "error": null
}

RETRIEVING THE IBAN VALIDATION RESULT

To retrieve the complete validation result, use the GET/iban-advanced/{id} endpoint, passing the request ID returned by the previous call.

REQUEST EXAMPLE

GET/iban-advanced/{id}

GET https://trust.openapi.com/iban-advanced/69c117af962df6cee50c9525

RESPONSE EXAMPLE

GET/iban-advanced/{id}

This is an example of a complete response for a valid IBAN:

{
  "data": {
    "id": "69c117af962df6cee50c9525",
    "iban": "IT60X0306905020000000123456",
    "state": "DONE",
    "status": "IBAN is valid",
    "bankData": {
      "bank": "Banca Italiana Test S.p.A.",
      "branch": "Rome Head Office",
      "bic": "TESTITMMXXX",
      "address": "Via del Corso 123",
      "city": "Rome",
      "zip": "00186",
      "country": "ITALY",
      "countryCode": "IT"
    },
    "sepaData": {
      "creditTransfer": true,
      "directDebit": true,
      "sctInst": true
    }
  },
  "success": true,
  "message": "",
  "error": null
}

WHO IS IT FOR?

IBAN Advanced is designed to meet the needs of a digital market where the accuracy of financial data is a strategic asset. For e-commerce businesses and digital platforms, integrating real-time validation significantly improves the purchasing experience: automated systems detect typing errors as soon as users enter their bank details, protecting the checkout process and preventing costly refunds or delays in service activation.

Within finance, accounting, and HR departments, the service becomes an essential tool for day-to-day administrative operations. Thanks to a web interface optimized for every device, teams can perform fast verifications even on the go, while benefiting from integration with other professional tools such as VAT number verification and currency conversion. Likewise, international companies and FinTech businesses rely on IBAN Advanced to simplify the complexity of cross-border payments. The ability to instantly identify SEPA scheme support and automatically transliterate special characters ensures that every international transaction complies with global banking requirements.

Finally, the technical robustness of the service is particularly valuable for developers and IT companies. The API architecture is designed for maximum scalability and seamless integration with existing business systems through standard protocols. This level of reliability is essential for SaaS businesses running mission-critical processes, which require a resilient, always-available infrastructure capable of handling large volumes of IBAN validations without interrupting business operations.