Bank of Italy Central Credit Register Report on an Company
€17.50 + VAT
The service to check a company's credit position with the Central Risks Office of the Bank of Italy.
The Risk Reports allow access to the information system that monitors the indebtedness of individuals and legal entities towards banks and financial institutions. It is possible to access and verify the status of a subject in the main Risk Centers of the Bank of Italy and Experian.
Bank of Italy Central Risk Report
The Bank of Italy Central Risk Report for companies allows direct access to the data of the Bank of Italy's Central Risk by the interested parties.
The Bank of Italy Report allows you to check negative reports related to ongoing loans, financing, credit cards, loans, and credit lines.
The information contained in the Bank of Italy Central Risk Report for legal entities is divided into categories. The main ones are:
- Self-liquidating risks
- Expiry risks
- Revocable risks
- Guarantees provided for commercial and financial transactions
- Guarantees received
- Financial derivatives
- Transactions carried out on behalf of third parties
- Credits acquired from assigned debtors
- Self-liquidating risks - overdue credits
REQUEST BANK OF ITALY REPORT
Request Report Hash
GET/visure
To request reports with Visengine, you must first identify the hash that uniquely identifies each document or case.
https://visengine2.altravia.com/visure/
This can be done through the endpoint GET/visure which does not require any parameters and will return the complete list of documents and cases that can be requested through Visengine along with their respective hash.
Verify Data and Costs of Report Request
GET/visure/{hash_visura}
If you want to verify the information, required documents, and costs of the reports, you must make a request through the endpoint GET/visure/{hash_visura} and pass the previously obtained certificate hash.
REQUEST EXAMPLE
GET/visure/{hash_visura}
To verify fields and costs for completing the request, use the hash obtained in the previous request.
https://visengine2.altravia.com/visure/8e238ef3e28fd887c014879179ece1b0EXAMPLE RESPONSE
GET/visure/{hash_visura}
The response will include all necessary information to complete the request, such as required fields.
{
"data": {
"hash_visura": "8e238ef3e28fd887c014879179ece1b0",
"json_struttura": {
"campi": {
"$0": {
"nome": "Denominazione Azienda",
"tipo": "denominazione",
"null": 0,
"istruzioni": "Inserire la Denominazione dell`azienda",
},
"$1": {
"nome": "Codice Fiscale società (sas, snc, srl, spa) o persona giuridica",
"tipo": "codice_fiscale",
"null": 0,
"ordine": "1",
"istruzioni": "Inserire Codice Fiscale Azienda"
},
"$2": {
"nome": "Email",
"tipo": "email",
"null": 0,
"ordine": "1",
"istruzioni": "Inserire Casella email intestata alla azienda"
},
"$3": {
"nome": "Copia Documento di Identità Rappresentante Legale",
"tipo": "file",
"null": 0,
"ordine": "3",
"istruzioni": "Caricare Copia Documento di Identità Rappresentante Legale"
},
"$4": {
"nome": "Copia Tessera Sanitaria con Codice Fiscale Rappresentante Legale",
"tipo": "file",
"null": 0,
"ordine": "4",
"istruzioni": "Caricare Copia Tessera Sanitaria con Codice Fiscale Rappresentante Legale"
},
"$5": {
"nome": "Copia Visura Camerale Società",
"tipo": "file",
"null": 0,
"ordine": "5",
"istruzioni": ""Caricare Copia Visura Camerale Società"
},
"validazione": "$0 && $1 && $2 && $3 && $4 && $5",
"istruzioni": "",
"istruzioni_ricerca": ""
},
"nome_categoria": "Camerali",
"nome_visura": "Visura Centrale Rischi Persona Giuridica",
"opzioni": null,
"prezzo_ricerca": 0,
"prezzo_visura": 17.5,
"sincrona": false,
"fornitori": []
},
"success": true,
"message": "",
"error": null
}The validation section indicates the mandatory data to complete the request successfully.
Request Inspection
POST /request
To make an inspection request, the following information and documents must be submitted:
- Company Name
- Company Tax Code
- Identity Document
- Legal Representative's Tax Code
- Company Certificate
EXAMPLE REQUEST
POST /request
{
"hash_visura": "8e238ef3e28fd887c014879179ece1b0",
"json_inspection": {
"$0": xxxxxxx,
"$1": xxxxxxx,
"$2": xxxxxxx,
"$3": xxxxxxx,
"$4": xxxxxxx,
"$5": xxxxxxx
}
}EXAMPLE RESPONSE
POST /request
The response returns various information including the status, callback (if set), and the request ID which will be needed later to download the document.
{ "data":
{
"_id": "5f2829ce065afc21cc60ad0e",
"state": 1,
"hash_visura": "8e238ef3e28fd887c014879179ece1b0",
"nome": "Visura Centrale Rischi Persona Giuridica",
"ricerca": false,
"id_ricerca": null,
"prezzo_visura": 17.5,
"prezzo_ricerca": 0,
"indice_ricerca": null,
"stato_richiesta": "In erogazione",
"email_target": null,
"allegati": [],
"timestamp_creation": 1596467662,
"timestamp_last_update": 1596467663,
"timestamp_stati": {
"in_ricerca": 1596467663,
"in_erogazione": 1596467663
},
"callback_data": false,
"opzioni": null,
"owner": "[email protected]",
"sincrona": false,
"ricerche": [
{...}
],
"esito": {
"codice": "0",
"info": "OK"
}Download Document
GET/document/{_id}
Once the request status is "completed," it will be possible to download the document using the method GET/document/{_id}
REQUEST EXAMPLE
GET/document/{_id}
This is an example of a request made using the previously obtained ID.
https://visengine2.altravia.com/visure/document/5f2829ce065afc21cc60ad0e
RESPONSE EXAMPLE
GET/document/{_id}
The response will contain the name, size, and file.
{
data{
"nome":"5f22f5b5065afc21cc60a27a.zip",
"dimensione"10206",
"file":"++6+47433njVP9ZcX1XNtWUsKrTya9FGhwiXgdp5j5OPh0FpaKWVpjP8CUEjFjYzYwYTI3YS5wZGZVVAUAAwhDKF91eAsAAQQhAAAABCEAAABQSwUGAAAAAAEAAQBiAAAAZicAAAAA"
},
"success": true,
"message": "",
"error": null
}Do you need help?
Haven't found the answer you're looking for?
Fill in all the details, we will get back to you as soon as possible!
The Bank of Italy Company Report provides detailed data on the credit risks of a company, drawing information from the Banca d'Italia's Central Risk Registry. This report includes notifications related to credit lines, financing, loans, and bad debts. It is a useful tool for banks, investors, and consultants who wish to assess the financial reliability of a business. Thanks to this information, users can make more informed decisions regarding potential commercial collaborations and granting of financing.
Only the owner of the report or the legal representative.
The Bank of Italy Company Report service is designed for various categories of users, including:
- Banks that wish to assess the creditworthiness of businesses.
- Investors who need in-depth analyses before making investments.
- Companies that want to monitor their own solvency and that of their commercial partners.
- Consultants who offer support in assessing financial risk.
This service is particularly useful for those who need to perform financial risk analyses or solvency assessments before establishing commercial collaborations or granting financing.
The service processing times are generally between 15 and 30 days from the receipt of the request. This timeframe allows for accurate and complete processing of the requested information, ensuring that the provided data is precise and up-to-date. During this period, our team is committed to verifying and validating all information to ensure the highest reliability and quality of the service.
In normal situations, most requests are handled within the first two weeks. However, in case of a high volume of requests or if the requested information requires more in-depth analysis, delivery times may extend up to a maximum of one month. We are committed to maintaining transparent communication with our clients, informing them promptly of any delays or the need for further verifications.
To optimize processing times, it is essential that all requests are complete and contain all necessary information at first submission. Any omissions or discrepancies in the provided data may lead to further delays, as it may be necessary to request additional information or clarifications.
Additionally, we offer priority options for urgent requests, allowing faster handling and early delivery of data. These options are particularly useful for clients who need information within shorter timeframes for operational or decision-making needs.
Our goal is to provide efficient and reliable service, supporting our clients in their activities with timely and accurate data. We continue to work to improve our processes and further reduce processing times, always ensuring the highest quality and satisfaction of our users.
The cost of the Bank of Italy Company Report for each individual request via recharge is €17.50 + VAT.
Carbon free energy for Our Cloud 
Low CO2
© 2024 Openapi SpA, a single-member company, under the direction and control of Open Holding Srl.
Viale Filippo Tommaso Marinetti 221 - 00143 Rome - Business Register: 1378273, Share Capital: €50,000.00, VAT Number: IT12485671007, Recipient Code: 'USAL8PV' - Certified Email: [email protected]
Openapi is certified in: Quality System - **UNI EN ISO 9001:2015** - Data Quality **ISO 25012:2014** - Security Management **ISO/IEC 27001:2022**
All prices are net of any VAT, stamp duty, registration fees, or other taxes that may be due. All logos listed on the portal are copyrighted and owned by their respective owners.
